Rafferty Yao is a seasoned entrepreneur with 25 years of business experience, including a background in sales, brand marketing, and public relations, working with manufacturers overseas to develop products for the U.S. market. Over the past 15 years, he has been dedicated to the healthcare industry, building a Home Health agency that collaborates with hospitals, clinics, and doctors' offices to provide high-quality care. Passionate about education and helping others, Rafferty has recently returned to the financial services industry, driven by his mission to promote financial literacy and empower individuals through concepts like Infinite Banking, Living Benefits, and Guaranteed Lifetime Income. ~ Empowered By Purpose, Driven Passion.